thedailyblog.co.nz
We had storms really early yesterday morning. Lightning apparently hit the radio tower on a ridge line across the valley from us that brings our Internet, email, and TV, knocking it out completely for much of the day. We felt disenfranchised, but soldiered on. :0) I hated not being able to write blog posts, check email, look up the phone number of our Internet provider on the net in order to report the outage ( :0) ), or do things like read what was happening on the news – or watch it on TV – since much of our TV service is tied to Internet service.
My husband went to an auction that was nearby. While he was gone, I used the time to get caught up on filing and cleaned up the office. I also started a spreadsheet that will list our ‘stuff’ in case of a catastrophic loss, such as a tornado blowing our home to smithereens or a wildfire burning everything to a crisp.
I told you that we arranged a meeting with our insurance agent recently to learn in PLAIN ENGLISH what our coverages included, what needed to be increased, what was excluded, and if the DVD with pics and information was enough should the worst happen. The end result was that we feel much more confident about our policies. We added an endorsement that would better cover the stuff in our basement. We discovered that the first thing we would have to do in case of a gigantic loss would be to fill out forms that listed, in our own handwriting, each thing we had lost, including brand name, serial and model numbers, when and from whom we bought it, what we paid, etc. Our DVD covers a lot, but not like this.
I got a copy of the spreadsheet form we would need to fill out and I’m building a spreadsheet to mirror theirs, working on it as I get the time, working from our DVD, taking new pics when needed, listing things room by room, adding things if needed, subtracting things, etc. I would much rather have this if we need it, in the safe deposit box at the bank, than try to do this after we’ve lost everything. I started on this yesterday. This will be a long project, but I’ll work on it a bit at a time.
We ran errands for much of the afternoon. We did what was needed at home and then discovered our Internet service had been repaired. Hooraaay! Sad to say, I was too pooped by that time to even think about getting on the computer…
creativeartworksblog 